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dont use binance, thats like crypto cancer.
Use Bisq, hodl hodl or other non kyc dex listed below :
https://kycnot.me/
Create your own node, several tutorials online to create your own private at home bank, you can create a monero node, buy monero from Bisq and trade to other tokens using tradeogre.
Then send the tokens to your node and after to the Ledger, or conect your node to the ledger as well.
In december buying crypto from ledger live also has no fees, according to the information they released.
just dont use binance it has very high fees.