Antwort auf: Passphrase und neue Konten
> My question is do my coins get automatically transferred to the new accounts?
No.
Your coins never move unless you move them.
When you create a passphrase, what you’re actually doing is creating another account. So, you’ll have an account at SEED PHRASE and a second account at SEED PHRASE + PASSPHRASE. This means, you’ll have to move your coins from one account to the other.
Your coins aren’t actually in your Ledger hardware wallet. They’re on the blockchain. Your Ledger holds your keys, not your coins. That’s very important to understand. That’s why it’s so easy for you to recover your coins even if your Ledger gets lost, stolen or destroyed. Just buy a new wallet and restore your seed and your passphrase. Presto! Your new wallet knows where to find your coins on the blockchain (EDIT for clarity: Your wallet ‚knows‘ once you restore your seed, and once you restore your seed+passphrase).
Your coins are always on the blockchain. Your seed (or seed+passphrase) tells your wallet how to access them.
> I don’t want to stuff anything up an lose access to my coins. Any advice would be appreciated.
The most important advice is this: make sure you’ve secured your seed on paper (or by using some sort of steel contraption like a Crypto Steel or something like that) and also make sure you secure your passphrase – but not with your seed, because if your seed is ever found, you wouldn’t want that person to find your passphrase too. But DO write your passphrase down and secure it somewhere secret. Not on your phone. Not on your Mac or PC. Not in the cloud.
P.S. Before you create a passphrase, do some googling on best practices, so you can be sure you’ve created a good passphrase. 5 to 10 words with spaces in between is good. I’d say a minimum of 20 characters, preferably under 50 (Ledger allows up to 100 characters for a passphrase, but not all other wallets do. I think Trezor only allows up to 50, so for future compatibility, just in case, I’d say keep it under 50).