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I don’t see myself using Ledger’s CEX swap features. Any swap that I can’t do via DExs link 1inch, PancakeSwap, Uniswap, Curve etc. I’ll just send them directly to my Exchange accounts with Coinbase, Crypto.com, Binance, Kraken or FTX then swap it there and send them back to my Wallet.
If you want to buy BTC without fees, use the Exodus Wallet and during checkout, edit the wallet address and input your Ledger address and it’ll be delivered there after you’re through with the card payment. Maximum purchase card limit is €10,000 per transaction. Exodus is using Ramp for this and they’re offering zero fees on BTC and few other Cryptos.